Borrower Resources
Know What to Expect Before You Apply
Buying a home goes smoother when you know the steps and have your paperwork ready. Start here, then book a call when you want to talk through your options.
Book a ConsultationHow the Process Works
Schedule a Consultation
We'll discuss your real estate goals, map out the entire process, and answer any questions you have.
Submit Your Documents
Complete a quick intake form and upload supporting documentation.
Review Your Loan Options and Get Pre-Approved
We'll review your information, review loan options, and help you understand your approval and purchasing power.
Find Your Home and Go Under Contract
Work with your Realtor to find the right home for you!
Process Your Loan
We'll gather remaining documentation needed, coordinate your appraisal and final underwriting approval.
Close With Confidence
Complete the final steps, sign your loan documents, and get the keys to your new home!
Documents to Have Ready
Every loan is different, but most applications start with these:
- Government-issued photo ID
- Pay stubs covering the last 30 days
- W-2s for the last two years
- Federal tax returns for the last two years (all pages)
- Bank statements for the last two months (all pages)
- Statements for retirement or investment accounts
- If you're self-employed: business tax returns, or 12 to 24 months of bank statements for a bank statement loan
- If part of your down payment is a gift: a signed gift letter
Not sure what applies to you? You'll get your exact list after your consultation.
Common Mortgage Terms
Have Questions About Your Situation?
Book a consultation and we'll go over your goals and the loan options that fit them.
Book a Consultation