Navigating real estate doesn't have to be overwhelming. With my expertise and a hands-on approach, we'll turn your real estate dreams into a reality.
Here's my story:
My journey into real estate began with a loan—my first one, taken out from my dad in elementary school to buy a Lego set and build a little town. That sparked my lifelong passion for real estate! From Loan Officer Assistant to Area Manager, I've taken on nearly every role in the industry, learning how to help clients at every stage of their homeownership journey.
More than just crunching numbers, my mission is rooted in bringing the stability that homeownership brought to my own family, to my clients. With a finance degree from the University of San Diego and years of hands-on experience, I combine mortgage expertise with a genuine commitment to helping people build wealth and financial security through homeownership and investing in real estate.
I created TheRealEstateMC because I believe homeownership and investing should be approachable for everyone, and I want to show them how to do it. Whether you're a first-time buyer, a self-employed entrepreneur, or an investor scaling a portfolio, you deserve a lender who sees the bigger picture and helps you accomplish your goals.
Beyond closing loans, I run my own short-term rental company, develop properties through Evergreen Development, and educate others through TheRealEstateMC social channels and events. Everything I teach, I do myself — so the information you get is grounded in real experience, not theory.
"The home buying process can be complex and overwhelming, but Michael's knowledge and expertise made it seamless and straightforward. He patiently answered all of our questions, breaking down complex concepts into easy-to-understand terms."
Dionte S.
"I had an exceptional experience working with Micheal. From start to finish, he was professional, transparent, and incredibly efficient. Unlike traditional lenders, He moved quickly to secure funding for my project, allowing me to close on my deal without any delays."
Kai F.
"Working with Michael was an incredible experience from start to finish. He got me a lower rate and lower closing costs than I ever expected, and we closed right on time! Michael did a great job explaining the entire process in a way that made sense, so I always knew exactly what to expect next."
Rafael R.
"Michael has been instrumental in helping me scale my real estate portfolio. We went from owning 0 rentals to buying multiple rentals every year now. Having the Michael and his team behind us throughout the years has been a key to our success!"
Erica Ramon
Verified reviews from Google, Zillow and Experience.com
Navigating the mortgage process doesn't have to be complicated. Here's how we'll make it simple and stress-free:
We'll discuss your real estate goals, map out the entire process, and answer any questions you have.
Complete a quick intake form and upload supporting documentation.
We'll review your information, review loan options, and help you understand your approval and purchasing power.
Work with your Realtor to find the right home for you!
We'll gather remaining documentation needed, coordinate your appraisal and final underwriting approval.
Complete the final steps, sign your loan documents, and get the keys to your new home!
Whether you're buying your first home, refinancing, or growing your investment portfolio, I'm here to guide you every step of the way.
Start Your Plan